Standards - Career & Technical Education

Compare different types of loans and their advantages and disadvantages, including college loans, payday loans, personal and/or signature loans, vehicle loans, collateral loans, passbook loans, and home mortgages.

Describe legal and illegal types of credit that carry high interest rates, including payday loans, rent-to-buy agreements, and loan-sharking.

Gather and share information about requirements and eligibility for filing bankruptcy, including means tests and credit counseling.

Assess the effects of bankruptcy filings on the consumer, including Chapter 7, Chapter 11, and Chapter 13.

Gather, evaluate, and share information about saving for short-term goals.

Gather, evaluate, and share information about investing for income, retirement, and other long-term goals, indicating advantages and disadvantages of various forms of investment.

Determine the types of insurance available to deal with different risks, including automobile, personal and professional liability, homeowner’s, renter’s, property, health, life, long-term care, and disability.

Identify factors that affect the cost of insurance.

Identify perils that are insurable.

Summarize safety and health standards in the workplace for daily procedures, emergency procedures, equipment and tools, dress, use of technology, and work area maintenance.

Develop a plan for financial and personal security in the event of disaster, including secure storage of financial records and personal documents, available cash reserve, household inventory, medical records retention, wills, and living wills.

Incorporate safety procedures in handling, operating, and maintaining tools and machinery; handling materials; utilizing personal protective equipment; maintaining a safe work area; and following protocols for fire and electrical safety.

Demonstrate effective workplace and employability skills, including communication, awareness of diversity, positive work ethic, problem-solving, time management, and teamwork.

Explore the range of careers available in the field and investigate their educational requirements, and demonstrate job-seeking skills including resume-writing and interviewing.

Demonstrate digital literacy by using digital and electronic tools appropriately, safely, and ethically.

Participate in a Career and Technical Student Organization (CTSO) to increase knowledge and skills and to enhance leadership and teamwork.

Describe the development of technology as a human activity that is the result of creatively meeting individual or collective needs.

Explain the close link between technology and creativity and how it results in innovation.

Describe technological systems, including input, processes, output, and feedback.

Explain how technological systems can be connected to one another.

Identify the difference between open loop and closed loop systems.

Identify positive and negative ways the use of technology affects humans.

Investigate the management of waste produced by technological systems as a societal issue.

Describe how technologies can be used to repair damage caused by natural disasters and to break down waste from various products and systems.

Describe the development of a technology from the demands, values, and interests of employers.

Identify inventions and innovations that have evolved through slow and methodical processes of testing and refinement.

Utilize the design process to produce products and systems.

Identify the steps of an engineering design process.

Identify criteria and constraints in a design.

Describe how the design process is used to develop solutions for a problem.

Describe the importance of documentation and how it is used to communicate ideas.

Model designs to transform ideas into practical solutions.

Obtain, evaluate, and share information to support the assertion that there is no perfect design.

Practice brainstorming as a group problem-solving design process in which each person in the group presents ideas in an open forum.

Identify two-dimensional and three-dimensional representations of the design solution.