Standards - Career & Technical Education

Explain the importance of using assistive technologies to produce a product.

Contrast the positive and negative impacts of artificial intelligence in industry.

Explain networks and specific set-ups needed for a business environment.

Determine effective cyber security methods for protecting a company.

Diagram a model that represents a system inside a company.

Create a simulation to test a model.

Incorporate safety procedures in handling, operating, and maintaining tools and machinery; handling materials; utilizing personal protective equipment; maintaining a safe work area; and handling hazardous materials and forces.

Demonstrate effective workplace and employability skills, including communication, awareness of diversity, positive work ethic, problem-solving, time management, and teamwork.

Explore the range of careers available in the field and investigate their educational requirements, and demonstrate job-seeking skills including resume-writing and interviewing.

Advocate and practice safe, legal, responsible, and ethical use of information and technology tools specific to the industry pathway.

Participate in a Career and Technical Student Organization (CTSO) to increase knowledge and skills and to enhance leadership and teamwork.

Discuss and demonstrate ways to value diversity.

Assess the costs associated with making major purchases.

Calculate sales tax and compute total price with sales tax.

Compute total purchase price with interest and finance charges added.

Use data-informed decision-making to identify the costs of obtaining a loan and select the least expensive option.

Discuss repayment requirements and compute finance charges for single payment loans.

Calculate and explain installment loan costs.

Compare costs of leasing and buying large-ticket items.

Research terms and conditions for at least two major credit cards, compute the costs of financing a purchase over various time periods, and list and describe the advantages and disadvantages of using each card.

Find and explain the estimated annual percentage rate (APR) for a credit card, using a table.

Determine which credit card is more economical by calculating and explaining the finance charges and new balance using the average daily balance method.

Locate and use amortization tables to determine payment, interest, and balance for loans with a variety of interest rates and repayment times.

Compare and contrast annual and monthly percentage rates for credit cards and loans.

Compare and contrast the benefits of using a credit card or paying cash for a purchase for both the purchaser and the business.

Determine the impact of credit ratings on the cost of goods and services purchased on credit.

Calculate the components of a monthly mortgage payment including down payment, principal, interest, taxes, and insurance (PITI) and discuss what percentage of a person’s income should be set aside for a home purchase.

Prepare a partial amortization schedule of a mortgage using varying credit ratings.

Compare the total interest paid on a 15-year and a 30-year mortgage at various credit ratings.

Compare and contrast interest-only, fixed-rate, and adjustable-rate loans using various credit ratings.

Explain credit ratings and credit reports and why they are important to consumers.

Research rights and responsibilities of consumers established by credit legislation.

Interpret different types of discounts and their effects on personal and business expenses.

Identify various types of discounts.

Calculate chain, trade, and cash discounts and net selling prices of items using each type of discount.