Standards - Career & Technical Education

Incorporate safety procedures in handling, operating, and maintaining tools and machinery; handling materials; utilizing personal protective equipment; maintaining a safe work area; and handling hazardous materials and forces.

Demonstrate effective workplace and employability skills, including communication, awareness of diversity, positive work ethic, problem-solving, time management, and teamwork.

Explore the range of careers available in the field and investigate their educational requirements, and demonstrate job-seeking skills including resume-writing and interviewing.

Advocate and practice safe, legal, responsible, and ethical use of information and technology tools specific to the industry pathway.

Participate in a Career and Technical Student Organization (CTSO) to increase knowledge and skills and to enhance leadership and teamwork.

Discuss and demonstrate ways to value diversity.

Analyze the risk posed by potential clients in order to make insurance approval/denial decisions and set policy prices.

Explain insurance underwriting techniques and processes.

Explain the importance of actuarial science in the insurance industry.

Determine the best strategy to organize the underwriting process of an insurance claim based on the client’s risk profile.

Develop a compliance program to protect a company’s financial well-being.

Describe the elements of a compliance program.

Explain the functional aspects of a compliance audit.

Interpret provisions of insurance contracts.

Discuss fundamental legal principles that pertain to insurance.

Describe the features of insurance contracts.

Evaluate information acquired from claimants to simulate the process of settling insurance claims.

Outline the process of conducting a database search to obtain background information on claimants and witnesses.

Utilize information technology tools to simulate the underwriting of an insurance policy.

Use computer smart systems to assist in the underwriting process.

Research websites to determine a potential client’s risk.

Prepare documentation to support insurance underwriting.

Describe the components of an underwriting file.

Assess information provided by the client to determine insurance needs.

Demonstrate effective verbal and non-verbal communication skills when interviewing a client.

Interpret the sections of the declaration page on policies.

Manage agency accounts to protect the insurance company’s financial well-being.

Explain the legal necessity of notifying a client in writing when a policy is cancelled.

Monitor agency accounts.

Enumerate the steps to process a claim to fulfill the company’s legal obligation to the client.

Discuss the role and purpose of conducting personal interviews with claimants for processing insurance claims.

Compare and contrast information received from interviewing witnesses, medical experts, and/or other individuals as necessary while processing the claim.

Discuss the role of the state regulatory agency in protecting consumers from unlicensed agents.

Describe the process of negotiating with a claimant to settle an insurance claim.

Demonstrate professional ethical behavior and meet legal responsibilities.